Tarun has 20 years of experience in credit risk management and enterprise risk management in Financial Services. Has worked with ING Vysya Bank, Tata Motors Finance and Yes Bank Limited.
He has extensive experience in the areas of Enterprise Risk, Regulatory Compliance, Credit Policy, Credit Controls, Portfolio Risk Monitoring and Reporting, Model Risk Governance.
He has been Chief Risk Control Officer for corporate businesses and Head of Credit Policy and ERM function at a large private sector Bank.
Tarun’s core strength lies in management of enterprise risks, credit controls and monitoring, designing policies and control framework.
Areas of Expertise:
- Enterprise Risk Management
- Governance, Risk and Compliance
- Credit Risk Policies, Controls and Monitoring, Model Risk Management
- Capital Adequacy & Provisioning Frameworks (Basel II, IFRS 9 etc.)
Academic & Professional Qualifications
- Masters in Business Administration (MBA) from IIM, Indore, India (2007)
- Certified Financial Risk Manager from GARP, USA ; Cleared Level III CFA , USA
Illustrative Experience:
- Has overseen and shaped Enterprise Risk and Credit Risk Controls and Governance Framework
- Prepared Internal Capital Adequacy and Assessment Policy (ICAAP) documents including the Risk Appetite and thresholds, risk strategy, risk based spread pricing (RAROC), Capital optimization & Integrated Stress Testing.
- Assessed, Reviewed and modified Policy documents and SOPs across credit risk, model risk, reputation risk and various other Pillar II risks
- Led the formulation of the Enterprise Risk Architecture, Reputational Risk, Country Risk policies and processes in a Bank
- Formulation and Review of various policies such as ICAAP Policy, ERM Policy, Group Risk Management Policy, Reputation Risk, Complexity Assessment Matrix, Model Risk and Governance Framework.
- Implementing and Formulating various Policies and Controls for Credit Risk across Corporate, SME and Retail segments
- Analyzing the trends in the credit portfolio and formulating critical reports and dashboards for Board , Board Sub Committees and Top management.
- Management of the Risk models, Model validation, Basel implementation, IRB parameter estimation, ECL estimation (IFRS9).
- Expertise in presentation of key risk notes to Board / Risk / Board Sub-Committees as well as engaging with Regulators, Statutory Auditors, Rating Agencies and Internal Auditors.
- Has managed the Enterprise Risk Committee and Model Assessment Committee of a large private sector Bank
- Credit Underwriting of Large Corporates and Financial Institutions (Banks/NBFCs)
- Currently empaneled as ‘IRM India Affiliate Accredited Exam Coach’ (Institute of Risk Management, India)
Contact Form